The U.S. Hispanic homeownership rate increased from 46.1% in September, 2003, to 49.7% in March, 2005, according to a new study by the Congressional Hispanic Caucus Institute's HOGAR (Hispanic Ownership, A Growing American Reality) initiative. Tell Us Something New - Por Favor!

The study say: to increase the Hispanic homeownership, mortgage loan interest rates must remain low.

"Many loan officers cannot take the time needed to serve their Latino customers and 'hold their hand' through the process" "Latinos tend to apply for smaller loan amounts, take longer to process, and their loans are harder to close, on average."

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